Wayne Cottrell

I opened my business in 2009 to help coach people and to make a difference in the community, and I have never looked back. People refer to me as the go-to guy, and I hold the title proud, aiming to serve as a resource for my customers on just about anything! My team has a combined 75+ years of insurance experience, serving all of Wake County, across the state of North Carolina, Virginia, Georgia and South Carolina. We also provide relocation and move assistance. If you are planning on moving or have already moved to any of the areas we service, it would be our pleasure to help guide you with your insurance needs.

I am a North Carolina native and proud UNC Chapel Hill graduate. My wife and I were both cheerleaders in college, and I try to bring the same passion and energy to the office. My team is well-trained, tenured, and dedicated to getting the job done quickly and accurately. We value getting to know our customers personally so we can help them reach their goals.

I enjoy small-town living and the mindset of helping our neighbors in whatever they need. Outside of the office, I love attending my daughters’ events and spending time outdoors—whether we’re hiking in the mountains or relaxing on a beach.

Whatever your needs are, my office is here to help. We offer auto insurance, home insurance, life insurance, property insurance, and more, along with various financial services offerings. Give us a call today for a free quote!

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Auto Insurance

Buckle up with State Farm and get auto insurance in the Raleigh, Durham and Triangle area that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and ride-share. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S

You could even save more by combining the purchase of auto and home policies.

Wayne Cottrell in Raleigh, North Carolina will help you get started with a fast auto insurance quote.

Homeowners Insurance

Protecting your largest asset from unexpected events life may throw your way with State Farm® Homeowners Insurance in the Raleigh, Durham and Triangle area. So, what’s covered? Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage.

More homeowners choose State Farm as their home insurance company over any other insurer. We are not only the largest auto insurance provider, we are the nation's largest home insurance provider too!

Wayne Cottrell will help you get started with a homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism, or vehicle damage.

Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renter’s insurance quote with Wayne Cottrell. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters’ insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in the Raleigh, Durham and Triangle area. A State Farm® Personal Articles Policy can even provide personal property coverage worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Talk to State Farm Agent Wayne Cottrell in Raleigh, North Carolina about a personal property insurance quote.

Please refer to your actual policy for a complete list of covered property and covered losses.

Business Insurance

Whether your business is just starting, growing, or maturing, State Farm will provide you with smart options for business insurance in the Raleigh, Durham and Triangle area. Your insurance for business may include a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, State Farm Agent Wayne Cottrell is a small business owner who knows the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Please refer to your actual policy for a complete list of covered property and covered losses.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life; we have policy options to fit your needs and budget.

Start your life insurance quote online or by calling our local State Farm office.